Specialist physician. Clinical epidemiologist. Medico-legal expert. Senior medical adviser to the insurance and financial services sector.
Profile
I am a specialist occupational and environmental physician and clinical epidemiologist with extensive medico-legal experience. After training and practising in emergency medicine, I moved into occupational medicine and then into forensic and insurance medicine, where I have spent more than a decade in chief medical officer roles with major insurers and reinsurers in Australia and New Zealand.
My work sits where medicine meets risk and capital. I advise executive leadership on the medical dimensions of life, critical illness, disability and health insurance: how disease translates into mortality, morbidity, disability and longevity risk, how that risk should be priced, underwritten, managed and paid, and how products and practices hold up over time. Much of this is done alongside actuaries, risk functions, underwriters, claims professionals and regulators, and increasingly it involves data science and artificial intelligence.
Beyond the executive role I hold governance and advisory positions with the industry’s peak professional and education bodies, contribute to industry policy and regulatory consultation.
I also provide independent expert opinion in contested medical and insurance matters, drawing on occupational medicine and forensic assessment.
Dr Matthew Paul
Specialist physician, Fellow of the Royal Australasian College of Physicians (Occupational and Environmental Medicine). Master of Medicine in Clinical Epidemiology. More than 25 years in clinical practice, specialist consulting and senior medical leadership. Board and advisory roles with peak industry bodies. Chief investigator on university research into insured lives.